How will I know how much energy I'm saving?

How do we predict the future? We look at the past!

HomeAdvance is the only program that tracks and reports your actual energy savings for you. You'll receive monthly reports on how your new energy use compares to how you used energy before you improved your home.

How much will my HomeAdvance energy bills be?

If you want to know what your HomeAdvance energy bills will be, simply take a look at your past utility bills! Your payments to HomeAdvance will reflect your past energy use, adjusted for the weather. 

How long will I be paying with my savings?

We offer program lengths up to 20 years - the longer you choose, the less your project costs up-front.

You can pay down faster or leave any time with no penalty. 

What if I move or want to leave the program?

One of the best features of HomeAdvance is that there is no early payment penalty.

When you sign up you will be provided with a transparent early payment schedule, which you can use if you move, or otherwise decide to leave the program. 

You will never have to pay to HomeAdvance more than the amount that we originally paid towards your project.

What is the interest rate?

HomeAdvance is not a loan, so there is no interest rate. You only pay what you save. HomeAdvance makes a profit if your project is working, but if you don’t save, the program actually loses money. It’s the only accountable option.

If you were to take out a regular loan, you’d owe the bank the same amount of principal and interest every month no matter how your project is working.

How does HomeAdvance make money?

HomeAdvance makes money over time if your energy savings are what we expect. Remember, you only pay what you save, so you’ll pay HomeAdvance a portion of what you would have spent on wasted energy over time if you didn’t do this project. 

How does billing work?

After you join HomeAdvance, you will receive clear reports and bills timed with your normal utility bills which track your savings and project payment progress.

Rather than pay utility bills plus a HomeAdvance bill, we combine them into one payment for you!

All of our customers pay their HomeAdvance statements via automatic direct debit.


Do you accommodate budget billing?

Yes, we do!

Where is HomeAdvance available?

HomeAdvance is currently available only in the State of New York.

Are oil to gas conversions eligible for HomeAdvance?

YES! HomeAdvance works great with oil to gas conversions because of the energy savings achieved from switching from oil (a more expensive fuel) to gas (a less expensive fuel). 

With HomeAdvance for oil to gas conversions, you'll be paying less each month than you would be for oil AND your energy savings will pay for the project overtime, too.

You can learn more about how HomeAdvance works for oil to gas conversions in this brochure.

Can I use my own contractor?

Yes - as long as you or your contractor are able to provide evidence of a signed work scope, photos of the current condition of the areas for improvement in your home, and photos of the completed improvements, you are able to utilize HomeAdvance to cover the costs of a Home Upgrade project completed by a contractor or plumber of your choosing.  

Please contact us so we can give you more information about how HomeAdvance could work for you.

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